Bill Tracker App: Never Miss Recurring Payments & Due Dates

To keep track of bills: add each recurring payment to Mona AI's bill tracker with its amount and due date, or scan the paper bill with the money scanner. Mona keeps every bill organized in one view so you can see what's due before it hits — no more late fees or surprise charges.

The real cost of untracked bills

Subscriptions creep. Utilities fluctuate. Annual charges land in months you forgot about. Studies consistently find people underestimate their subscription spending by large margins — and one missed credit-card due date can cost more in fees and interest than a year of any budgeting app.

A bill organizer solves this with one habit: every recurring payment gets recorded once, with its amount and due date, in a single place you actually check.

Mona AI transaction history showing monthly income, expenses and recurring payments — Every bill and payment in one organized history, month by month.

What Mona's bill manager gives you

One view of all recurring payments — rent, utilities, subscriptions, insurance, phone.
Due dates you can see coming, so cash is in the right place before the charge.
Bill scanning: photograph a paper bill and the money scanner records it — amounts, line items, dates.
History and search: every paid bill lands in your transaction history, searchable by merchant or category.
Budget integration: bills count against your monthly budget automatically, so “fixed costs” and “fun money” stay honest.

Premium adds advanced bill-manager features for heavy recurring-payment users.

Try it free in the next two minutes

Money Tracker – Mona AI · Free on iPhone & Android · No bank login required

How to set up your bill tracker, step by step

Download Mona AI free on iPhone, iPad or Android.
List your recurring bills. Go through last month's statement once — rent, streaming, phone, utilities, insurance.
Add each to Mona by telling the assistant (“Netflix $15.99 monthly on the 12th”) or scanning the bill.
Check the upcoming view weekly. Thirty seconds tells you what's due and what's changed.
Prune ruthlessly. Seeing all subscriptions in one list is usually worth $20–50/month in cancellations alone.

Frequently asked questions

Can Mona track annual bills as well as monthly ones?+

Yes — record any cadence of recurring payment with its due date, from weekly subscriptions to annual insurance premiums.

Can I scan a paper bill instead of typing it?+

Yes. Photograph the bill and Mona's scanner extracts the amounts and details, then records it like any other transaction.

Will bills show up in my budget?+

Yes — every bill counts against your monthly budget and its category, so fixed costs are always part of the real picture.

Ready to put this into practice?

Download Money Tracker – Mona AI free and set it up before your next purchase.