Terms of Service

Acceptance of Terms

By accessing and using Money Tracker AI ("the Service"), you accept and agree to be bound by the terms and provision of this agreement.

If you do not agree to abide by the above, please do not use this service. We reserve the right to update these terms at any time, and your continued use of the service constitutes acceptance of any changes.

Service Description

Money Tracker AI is a personal finance management application that provides:

1. AI-powered expense tracking and categorization

2. Budget management and spending analytics

3. Receipt scanning and transaction recording

4. Financial insights and recommendations

The service is provided "as is" and we make no warranties about the completeness, reliability, or accuracy of the information provided.

User Responsibilities

Account Security

1. Maintain the confidentiality of your account credentials

2. Notify us immediately of any unauthorized access

3. You are responsible for all activities under your account

Acceptable Use

1. Use the service only for lawful purposes

2. Provide accurate and truthful information

3. Respect intellectual property rights

4. Do not attempt to reverse engineer or hack the service

5. Do not use the service to violate any laws or regulations

Data Accuracy

You are responsible for the accuracy of the financial data you input into the service. While our AI helps categorize and organize your data, you should review and verify all information for accuracy.

Prohibited Activities

The following activities are strictly prohibited:

1. Security Violations: Attempting to breach security, access unauthorized areas, or interfere with service operation

2. Fraudulent Activities: Using the service for money laundering, fraud, or other illegal financial activities

3. Service Abuse: Excessive use that impacts service performance or availability for other users

4. Data Misuse: Sharing, selling, or misusing data obtained through the service

Intellectual Property

Our Rights: Money Tracker AI, including its software, algorithms, design, and content, is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without permission.

Your Data: You retain ownership of your personal financial data. By using our service, you grant us a limited license to process this data to provide our services and improve our AI models.

Feedback: Any feedback, suggestions, or ideas you provide may be used by us without compensation or attribution.

Limitation of Liability

Money Tracker AI is provided "as is" without warranties of any kind. We do not guarantee:

1. Uninterrupted or error-free service

2. Complete accuracy of AI-generated categorizations

3. Compatibility with all devices or operating systems

4. Prevention of data loss or security breaches

Important: Our service is for informational purposes only and should not be considered as financial advice. Always consult with qualified financial professionals for important financial decisions.

Termination

By You: You may terminate your account at any time through the app settings or by contacting support. Upon termination, you can export your data within 30 days.

By Us: We may suspend or terminate your account if you violate these terms, engage in prohibited activities, or if required by law. We will provide reasonable notice when possible.

Effect of Termination: Upon termination, your access to the service will cease, and your data will be deleted according to our data retention policy, except as required by law.

Questions About These Terms?

If you have any questions about these Terms of Service, please contact us:

Email: [email protected]